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Trying to gauge if these “poor customer support” issues. Bmo alto offers six term lengths for cds, and it doesn’t charge monthly fees. I use bmo alto with online savings because they have better rates and i can deposit or withdraw as needed. Nov 14, 2025 · bmo alto’s certificate of deposit (cd) rates range from 3. 90% to 4. 50% apy. They’re not a scam. You’ll earn solid rates on your savings and receive personalized. I’ve found looking at regional banks i found better yields on.
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